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Find the Best Home Warranty Companies in Southern Wisconsin

Whether you live in Baraboo, Beaver Dam, Portage or Sauk Prairie, a home warranty can help you avoid paying for expensive repair costs out of pocket. WiscNews has partnered with ConsumerAffairs to create this guide by comparing the local availability and number of positive reviews of 15 businesses and choosing six favorites from the top home warranty companies in southern Wisconsin.

Companies pay ConsumerAffairs to be accredited, and WiscNews and/or ConsumerAffairs may receive compensation when you click a link, call a number or fill out a form on this site.

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Compare Southern Wisconsin Home Warranty Companies

Home warranty coverage in southern Wisconsin

southern wisconsin skyline

Home warranties protect Wisconsinites from the costs of repairing or replacing their appliances and home systems. No one wants to find themselves in a Wisconsin winter with a broken heating system they can’t afford to fix. A home warranty helps you avoid this and similar situations for an affordable monthly or annual cost.

If your covered appliance or home system breaks down, your warranty company sends a service technician to fix it, and you just have to pay a small service fee.

How to get a home warranty in southern Wisconsin

When shopping for a home warranty, first decide what coverage you need. For example, there’s no need to pay for complete coverage if your appliances are still under the manufacturer’s warranty. Next, gather quotes from several companies to compare prices.

Some other things to keep in mind when buying a home warranty include:

  • Service fees: Does the company charge a service fee for each repair visit? If so, is that price negotiable?
  • Contract limits: Are there limitations that would make the warranty less useful for you?
  • Customer reviews: What experiences have previous customers had? Do they recommend the company?

Southern Wisconsin home warranty costs

In southern Wisconsin, home warranty costs vary between $50 and $80 per month, depending on your choice of coverage and deductible. However, monthly payments aren’t the only financial consideration with a home warranty. Repair visits usually involve a service fee the customer must pay, typically around $75. Comparing these factors helps ensure you get the best value for your needs and budget.

We asked for quotes from America’s 1st Choice, American Residential Warranty and Cinch Home Services to see how much they charge for a plan that covers systems and appliances in Wisconsin at the time of publishing. Sample Wisconsin home warranty costs:

  • America’s 1st Choice: The Platinum Plan is $50 per month, with a $75 service fee.
  • American Residential Warranty: The Platinum Premier Plan is $59.99 per month, with a $50 to $75 service fee.
  • Cinch Home Services: The Complete Home Plan costs $80.99 per month, and its deductible is $125.

Your exact quote might vary depending on your ZIP code and size of your home, among other factors.

Southern Wisconsin home warranty FAQ

What is a home warranty?

A home warranty is a contractual agreement that helps with the cost of repairing or replacing appliances or systems in your home. Unlike home insurance, which covers your actual home in case of disasters, a home warranty covers the appliances and systems in your home when they eventually break down from regular use.

Do I need a home warranty in Wisconsin?

A home warranty isn't necessary for homeowners in Wisconsin, but it's often a good thing to have. A home warranty can protect you from the potentially high out-of-pocket costs of repairing or replacing major appliances or home systems. Depending on the repairs you need, your warranty can save you money overall, too.

How does a home warranty work?

Once you sign up, your home warranty company handles the majority of the responsibility for home repairs. Just contact the warranty company when you have an issue, and it should send a service technician to your house. Your warranty provider takes care of the costs, and you only have to pay a small service fee for the technician's time.

What does a home warranty cover?

A home warranty covers significant aspects of your home. Plans either cover appliances (water heaters, refrigerators, washers, dryers, etc.), home systems (heating, cooling, electricity, etc.) or a combination of the two.

Are home warranties worth it to Wisconsinites?

It depends. Wisconsinites can find themselves in positions where they have to pay hundreds or even thousands of dollars out of pocket for unexpected repairs or replacements. If you don’t think you can afford to pay this much upfront, then a home warranty is worth considering.

Southern Wisconsin home warranty company information

Accredited Partner

American Home Shield

American Home Shield has helped Wisconsin homeowners for nearly 50 years. The company has flexible coverage options to choose from, including four base plans and several add-ons, meaning customers can build their plans. American Home Shield doesn't require a home inspection, and older homes and appliances are still available for coverage.

American Home Shield Learn More (833) 802-1278
Accredited Partner

American Residential Warranty

American Residential Warranty has six plans to choose from, making it easier to get the exact coverage you need. Coverage plans include heating and cooling systems, kitchens, and full coverage. You can also purchase an electronics protection plan, among other possible add-ons.

American Residential Warranty Learn More (217) 281-0462
Accredited Partner

America's 1st Choice Home Club

America’s 1st Choice has a plan to fit just about any budget. It guarantees its work for the duration of your contract, and you can choose your own service technician. Customers can make a service request 24 hours a day.

America's 1st Choice Home Club Learn More (855) 923-3576
Accredited Partner

Total Home Protection

Total Home Protection has two plans available. Both plans offer coverage on a mix of appliances and systems, but there are also optional add-ons if you need more comprehensive coverage. Total Home Protection provides 24/7 claims service, and it has a 30-day guarantee on labor and a 90-day guarantee on parts.

Total Home Protection Learn More
Accredited Partner

Cinch Home Services

Cinch Home Services offers a plan for system coverage, a plan for appliance coverage and another plan that covers both. Unlike most companies, Cinch covers unknown preexisting conditions. You can also get discounts on new appliances and connect your account to Alexa to handle service claims.

Cinch Home Services Learn More
Accredited Partner

HMS Home Warranty

HMS Home Warranty is geared toward people who are buying or selling houses. Its Base Plan is available to buyers and sellers, while its Premier Plan is for buyers only. Both plans cover major home systems and major appliances. The company’s emergency lodging reimbursement helps cover hotel costs if you must vacate your home for repairs.

HMS Home Warranty